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Understanding Dental Insurance Terminology

April 12th, 2019

If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Paul Rosel and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Paul D. Rosel, D.D.S. LLC Family and Cosmetic Dentistry. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Paul Rosel, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Paul Rosel or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Paul Rosel and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Olathe, KS office.

Invisalign Teen® Treatment: Creating confident smiles for teens

April 5th, 2019

These days, fewer and fewer braces show up in school yearbook photos. Invisalign clear aligners have become a popular choice for our adolescent patients because it enables them to display metal-free smiles while straightening their teeth!  

Dr. Paul Rosel can help you determine whether Invisalign treatment is right for you, but below are a few reasons why so many teens are choosing it today.

More Free Time

Invisalign Teen aligners require fewer appointments, which is pretty important to teens who value their free time. Invisalign treatment gives you straight teeth without having to miss activities or skip hanging out with your friends. It’s a win-win!

Eat, Brush, and Floss Easily

Traditional braces can make eating, brushing, and flossing both difficult and tedious. Invisalign aligners are easily removable for all these important activities, and give you freedom to live your life as usual.

Metal-Free Braces

Possibly the best perk of Invisalign aligners is that you can’t see them! The Invisalign system uses a clear plastic device that fits directly over the teeth. This means no metal parts to mar the appearance of your smile, so your Invisalign aligners will straighten while allowing your pearly whites to shine through. People don’t even have to know you’re straightening your teeth with Invisalign aligners.

To learn more about Invisalign Teen treatment, feel free to reach out to our Olathe, KS office!

 

Invisalign Teen®: What Parents Should Know

March 29th, 2019

Parents want the best for their teens and often ask us about the perks of Invisalign Teen clear aligners compared to traditional braces. Invisalign treatment is a style of braces that skips the usual metal and wires, and uses a clear, thermoplastic material to create removable aligners instead.

Aligners are custom-made for each patient and replaced every two weeks to attain gradually straighter teeth.

Is Invisalign treatment as effective?

As long as your child wears the aligners as directed, the answer is yes: they are just as effective as traditional braces. A small blue spot on the back of each aligner will fade after two weeks of proper wear. This enables Dr. Paul Rosel to tell whether the child is wearing the aligners.

Can Invisalign aligners be removed?

The recommended amount of time to wear Invisalign aligners is at least 20 hours a day. They can be removed for up to four hours per day to eat, brush teeth, play sports, or play musical instruments. This makes brushing and flossing easier and helps maintain good oral hygiene!

How long does treatment take and what is the cost?

Each patient is different. Dr. Paul Rosel can determine how many months your child may expect to wear the series of aligners after a consultation.

Typically, your teen will wear Invisalign clear aligners about as long as traditional braces The cost is also similar to that of other traditional braces; however, there is no set fee. The cost will depend on your child’s unique orthodontic needs.

Overall Success

Invisalign Teen treatment has had remarkable success, and patients love having straighter teeth without the embarrassment of metal braces. As your son or daughter becomes more confident, the patient will actually be more likely to keep up with the treatment and complete it sooner.

Speak with Dr. Paul Rosel today to learn more about the benefits of Invisalign Teen treatment. Give our Olathe, KS office a call!

 

Caring for Your Smile after Invisalign® Treatment

March 15th, 2019

You went through a lot of effort and work to achieve your perfect smile. You wore your Invisalign aligner trays, brushed and flossed diligently, and now your treatment is done! What happens now?

In order to keep your teeth healthy and beautiful, you should keep several practices in play.

Retainers

Although everyone’s needs are different, many patients require a retainer after Invisalign treatment. If a retainer is recommended by Dr. Paul Rosel, use it as directed. Not wearing retainers could result in shifting teeth and potentially ruin your results.

It’s also recommended that you avoid hard, crunchy foods for the first few weeks as your teeth adjust. For younger patients, retainers are normally worn until the wisdom teeth come in or are extracted.

Brushing and Flossing

It should come as no surprise that flossing should still be done every day to remove plaque, which can develop into tartar or calculus. The build-up can lead to gingivitis and gum disease.

Your gums may be more sensitive for a week or two after your orthodontic work is completed. A warm saltwater rinse may relieve discomfort.

Because your teeth have been protected by your Invisalign aligners and are now fully exposed, they may be more sensitive the first few weeks after treatment. If that’s the case, we can recommend a sensitive toothpaste to relieve your discomfort. If your teeth are stained, a professional whitening treatment may be considered.

Regular Dental Checkups

Regular dental exams ensure your teeth stay healthy for life. Professional cleanings, X-rays, and cavity treatment can be addressed by staying on top of your routine checkups.

If you have any questions about how to care for your teeth after your Invisalign program, please ask our Olathe, KS team. We want you to keep your healthy smile and enjoy the results of your Invisalign treatment.